Selling Your Car in Singapore: The Full Document Checklist
The complete checklist of documents and steps needed to transfer vehicle ownership in Singapore via LTA OneMotoring, from log card to loan clearance.
Vehicle ownership transfer in Singapore is fully digital, handled through LTA's OneMotoring portal — but the transfer will stall if any of the following isn't in order. Here's the complete checklist before you list or finalise a sale.
1. Your digital vehicle log card
The log card used to be a physical document; it's now maintained digitally by LTA and viewable on OneMotoring under your vehicle records. It records the registration number, engine and chassis numbers, and current owner — this is the primary proof that you are the registered owner, and no transfer can proceed without it matching LTA's records.
2. Your NRIC (or FIN for foreign nationals)
Required for identity verification during the transfer. The buyer will need to provide the same — their NRIC number or FIN, plus their mobile number, since LTA sends them an SMS notification to confirm their side of the transfer.
3. Loan clearance letter, if the car is financed
If there's an outstanding car loan, the financing bank technically holds an interest in the vehicle until the loan is fully settled, and LTA will not permit a transfer while that encumbrance exists. Contact your bank for the settlement amount, clear the balance, and obtain a loan clearance letter confirming the vehicle is free of any financial interest before you initiate the transfer.
4. Valid motor insurance in the buyer's name
The buyer must have a motor insurance policy in place, valid from the date of transfer, before LTA will complete the transfer. Confirm this with the buyer ahead of time so it doesn't hold up the process on the day.
5. A clean record with LTA
Outstanding road tax, ERP charges, or unpaid summonses attached to the vehicle can block a transfer on OneMotoring. It's worth checking and clearing these before you list your car, rather than discovering the block partway through a transaction.
6. COE status
You don't need to do anything special with the COE to sell your car — it transfers automatically to the buyer along with the vehicle, at whatever validity remains. It is not cancelled or refunded to you as the seller. This is precisely why remaining COE months are one of the biggest factors in what buyers (and dealers) are willing to pay, so it's worth stating clearly in your listing.
The transfer itself, once documents are ready
- Log in to onemotoring.lta.gov.sg with SingPass.
- Select “Transfer Ownership” under your vehicle.
- Enter the buyer's NRIC/FIN and the agreed sale price.
- Submit — the buyer receives an SMS/portal notification and typically has a matter of days to log in and confirm on their end.
- Once confirmed, the transfer is legally complete and the standard LTA transfer fee applies.
Selling through CarBidGo simplifies this further
Because you're transacting with a registered, verified dealer rather than an unknown private buyer, the paperwork above still applies — but there's no uncertainty about whether the other party will follow through, and our team can flag any missing document (like an unsettled loan) before it becomes a hold-up at the transfer stage. Ready to get started? Get independent offers from our dealer network.